Used Car Dealer Insurance
Oklahoma & Texas
We specialize in used car and auto dealership insurance, offering solutions tailored for both retail and wholesale dealers.
- Retail Dealer Insurance
- Wholesale Dealer Insurance
- $25,000 or $50,000 Dealer Surety Bond
- $1,000 Oklahoma City Dealer Bond
- $15,000 Salvage Dealer Bond
- Dealer Physical Damage Coverage
- Dealer Open Lot Coverage
Understanding Auto Dealership Insurance
As an independent agency, OKC Insurance Brokers partners with multiple insurance companies to meet your dealership’s unique needs.
Additionally, we specialize in auto and used car dealership insurance, which means we understand your industry and can create tailored policies that match your budget and risk level.
Whether you’re a small used lot or a large auto dealer, we’ve got the coverage you need.
Types of Auto Dealer Insurance Coverages in Oklahoma City:
We offer a wide range of dealership insurance options, including:
- Dealer liability
- Surety bonds
- Employment practices liability
- Property insurance
- False pretense coverage
- Dealers physical damage insurance, or “open-lot” coverage
- Garage liability
- Garage keepers legal liability
- Auto dealers errors & omissions coverage
- Crime insurance
- Auto dealer license bond
- Workers compensation
Moreover, we can customize these coverages to suit your dealership type and size.
Coverage for All Dealer Types
In addition to standard dealerships, we also insure:
- Wholesale Motor Vehicle Dealers
- Vehicle Rebuilder Dealers
- Salvage, Used Parts, and Accessory Dealers
- Trailer or Auto Dealers
- Motor Vehicle Dealer Bonds (City or State level)
No matter your license type, we offer insurance programs that scale with your business.
Local Agents Who Understand Your Needs
Our experienced agents serve all areas around Oklahoma City, including Yukon, Edmond, Mustang, Piedmont, and more.
For licensing, dealer verification, and complaint assistance, visit the Oklahoma Used Motor Vehicle, Dismantler, and Manufactured Housing Commission.
With just one call, we’ll compare multiple insurance options and find the best plan for your dealership.
Call us today at 405-509-9433 or request a quote online to get started.
Oklahoma Auto Dealer
License Guide
Step 1: Choose the Right License
Used motor vehicle dealers in Oklahoma must register with the Oklahoma Used Motor Vehicle and Parts Commission (UMVPC). The most common license types include Used Motor Vehicle Dealer Wholesale Motor Vehicle DealerStep 2: Download the Right Forms
Next, download the application packet from the UMVPC website. Be sure to review all instructions carefully. In addition, check the UMVPC forms page for any supplemental documents.Step 3: Secure a Permanent Business Location
Used and wholesale dealers must maintain a permanent business structure: Used Dealers: Must operate separately from a home or other business, with a public restroom. Wholesale Dealers: Can operate from a room in a residence if it's used only for the business. All license types require a business sign and photos of the location.Step 4: Purchase Your Auto Dealer Bond
Oklahoma law requires a $25,000 surety bond for both used and wholesale dealers. The bond cost depends on your financial profile, especially your credit. Thankfully, we help you find affordable options that meet licensing requirements.Step 5: Attend a Pre-Licensing Course
Before applying, you must complete an education program. Check the UMVPC calendar for available class dates.Step 6: Submit Your Application
Once ready, submit your completed application along with the a fee to: Used Motor Vehicle and Parts Commission 2401 NW 23rd, Suite 57 Oklahoma City, OK 73107 Phone: (405) 521-3600 Fax: (405) 521-3604 Ready to Get Covered? If you're preparing to open or expand an auto dealership in Oklahoma, OKC Insurance Brokers is here to help. We’ll walk you through your licensing and bond needs while offering insurance coverage that protects your investment. Call 405-509-9433 or request a quote today!
Auto Dealer Insurance Quotes
As an independent insurance agency we have access to multiple top-rated insurance companies. We’ll shop the competition on your behalf to find the best deal!
State Licensing
Oklahoma Used Motor Vehicle, Dismantler, and Manufactured Housing Commission official state regulator for used dealer licensing, forms, and complaints.
Contact Us
OKC Insurance Brokers
11901 N MacArthur Blvd STE D9
Oklahoma City, OK 73162
Phone: (405) 509-9433 ext 7