Dealers Open Lot Coverage for Oklahoma Dealers
Your garage liability policy covers the people you hurt and the property you damage. It does not pay for your own inventory. Dealers open lot insurance, also called dealer physical damage or DOL, covers the autos you own and hold for sale: on the lot, in the showroom, and out on a test drive.
We write it for used and new car dealers, wholesale dealers, buy here pay here lots, RV and camper dealers, truck and trailer dealers, and motorcycle and powersports dealers.
We proudly serve Yukon, Oklahoma City, Edmond, Mustang, Piedmont, and surrounding areas with personalized service and quick response times.
What Open Lot Can Cover
You choose the perils: fire, theft and collision, with or without supplemental coverage for hail, wind and vandalism. In Oklahoma, one hailstorm can damage a whole row of cars at once, so tell us the most you could ever have on the lot and we will quote a lot limit that matches it. Furnished autos, unaccompanied test drives and false pretense (an auto driven off with a bad check or a fake buyer) can be added when you need them.
What the Underwriter Wants to Know
The form asks the same questions the open lot carriers ask, so the quote goes out on the first try. Have these ready: each lot's address, the average and highest value per unit, how many units the lot holds, how the lot is fenced and lit, whether anyone is there after hours, and how you control keys. It also asks about losses in the past three years. If you tow, it asks about the units you carry on the hook.
Also need garage liability, dealer plates or a dealer bond? Use our auto dealer insurance quote form. Holding customer cars for service? See garage keepers.
Why Choose OKC Insurance Brokers?
As an independent agency, we're not tied to one insurance company. We compare dealer markets side by side and walk you through the coverage options before you decide.
Fill out the form today and take the first step toward peace of mind for your lot.