Vision Insurance in Oklahoma City
VSP vision insurance for you and your family, no employer plan needed. Use it the same day you enroll.
How much is VSP vision insurance in Oklahoma?
VSP individual vision insurance in Oklahoma starts at $16.39 a month for one person on the Standard Plan. There are three plans. Base and Standard cover the same exam, glasses and contacts. EasyOptions costs more and adds one upgrade of your choice.
| Plan | One person | Two people | Family | What's different |
|---|---|---|---|---|
| Standard | $16.39/mo $196.68/yr | $31.06/mo $372.72/yr | $42.31/mo $507.72/yr | The contact lens exam comes out of the $150 contacts allowance, with 15% off the exam |
| Base | $16.94/mo $203.28/yr | $31.79/mo $381.48/yr | $43.20/mo $518.40/yr | Contact lens exam included on top of the $150 contacts allowance. Price includes the $1.50/month Healthy Vision Association fee |
| EasyOptions | $26.45/mo $317.40/yr | $48.91/mo $586.92/yr | $66.24/mo $794.88/yr | Pick one: $80 more for frames, fully covered premium progressives, fully covered light-reactive lenses, or $80 more for contacts |
Oklahoma rates from VSP Individual Vision Plans, effective June 1, 2025. Rates can change; the enrollment site shows the current price before you pay. Plans are a 12-month commitment, paid yearly or monthly.
What does VSP individual vision insurance cover?
All three plans cover the same basics with a VSP network doctor, every 12 months:
WellVision eye exam
$15 copay. Checks your eyes and overall wellness. Retinal screening copay up to $39.
Frames
$150 frame allowance, $170 on VSP's featured frame brands, plus 20% off anything over.
Lenses
Single vision, lined bifocal and lined trifocal lenses, included with the $25 glasses copay. Impact-resistant lenses for kids.
Contacts instead
A $150 contacts allowance in place of glasses. No copay.
Lens upgrades
Set copays on progressives, anti-glare, light-reactive, blue light filter and more. Average 30% off other upgrades.
Extra pairs
20% off unlimited extra glasses or sunglasses within 12 months of your exam. About 15% off LASIK at contracted centers.
Can I use my own eye doctor?
VSP's network includes private practice eye doctors and retail locations across Oklahoma City, Edmond, Yukon, Moore and Norman, and you can check yours on the enrollment site. In network there are no claim forms. Outside the network you pay the doctor, then VSP pays you back up to these amounts:
| Item | VSP pays up to |
|---|---|
| Eye exam | $45 |
| Frame | $70 |
| Single vision lenses | $30 |
| Lined bifocal lenses | $50 |
| Lined trifocal lenses | $65 |
| Progressive lenses | $50 |
| Contacts | $105 |
VSP plan details (PDF)
The full benefit summary for each plan, straight from VSP:
How do I enroll in VSP vision insurance?
Open the enrollment site
Click Enroll Online. OKC Insurance Brokers is already set as your agent.
Pick a plan and who's covered
Just you, two people, or your family. Choose yearly or monthly payments.
Pick a start date
The first of this month or next month.
Pay and use it
It takes about 8 minutes, and you can use your benefits the same day. You have 30 days to return the policy for a refund, less a $25 processing fee.
Vision insurance questions
How much is VSP vision insurance in Oklahoma?
In Oklahoma, VSP individual plans run $16.39 a month for one person on the Standard Plan, $16.94 on the Base Plan and $26.45 on the EasyOptions Plan, per VSP's rates effective June 1, 2025. Two-person and family plans cost more, and rates can change, so the enrollment site shows today's price.
What does a VSP individual plan cover?
Every 12 months: a WellVision eye exam for a $15 copay, prescription glasses with a $150 frame allowance ($170 on featured frame brands) and single vision, bifocal or trifocal lenses, or $150 toward contacts instead of glasses. EasyOptions adds one upgrade, such as $80 more for frames or fully covered progressive lenses.
Is there a waiting period?
No. VSP says you can use your benefits the same day you enroll. Plans are a 12-month commitment, paid once a year or in 12 monthly payments.
Can I buy vision insurance on my own in Oklahoma?
Yes. VSP Individual Vision Plans are sold to individuals and families, so you do not need an employer plan. Our enrollment link sets OKC Insurance Brokers as your agent, and enrolling online takes about 8 minutes.
Can I see an eye doctor outside the VSP network?
Yes, but you get less. You pay the doctor and VSP reimburses up to set amounts, for example up to $45 for the exam, $70 for a frame and $105 for contacts. In network there are no claim forms: you tell your doctor you have VSP.
Do you offer vision insurance for businesses?
Yes. For employee vision benefits see our Group Vision Insurance page or call (405) 509-9433 for a VSP group quote.
Covering a team? See Group Vision Insurance. Pair vision with Dental Insurance or Health Insurance.
Ready for vision coverage?
Enroll online in about 8 minutes, or call and a local independent broker will help you pick a plan.
Enroll Online Call (405) 509-9433
OKC Insurance Brokers · 11901 N MacArthur Blvd STE D9, Oklahoma City, OK 73162
VSP and WellVision Exam are registered trademarks of Vision Service Plan. Benefits and rates summarized from VSP's plan materials and can change; the plan documents and the enrollment site control. Informational only.