Surety Bond Insurance
Oklahoma and other states

Different surety needs require different types of bonds and bond insurances. At OKC Insurance Brokers, we understand the details that matter.

With decades of experience, we’ve helped both large corporations and small businesses across Oklahoma and Texas.

Because of our deep understanding of contracts, we can help your company secure the right bonds—no matter how simple or complex the job.
In addition, we work only with the most trusted surety providers in the industry.

Whether you’re new to bonded work, dealing with hazardous projects, or facing financial difficulties, we’ll help you find the right solution.

Types of Surety Bonds We Offer

At OKC Insurance Brokers, we specialize in a wide range of bonds tailored for contractors and businesses of all sizes.

Marijuana Surety Bond

This bond supports the Oklahoma bond requirements for a commercial medical marijuana grower license.
We help businesses meet OMMA bond requirements quickly and reliably.

👉 Need a quote? We’ll send you the OMMA Surety Bond Quote directly.

Auto Dealer Bonds

Oklahoma law (47 O.S. § 583) requires motor vehicle dealers to post a surety bond before receiving a license.
The bond protects consumers and the state from fraud, misrepresentation, or failure to comply with state regulations.
If a dealer causes financial harm to a customer, a claim can be filed up to the full bond amount.

State-required bond amounts for Oklahoma motor vehicle dealers:

• Used Motor Vehicle Dealer & Wholesale Dealer — $25,000
• Used Motor Vehicle Dealer Auctioneer — $50,000
• Motor Vehicle Rebuilder — $15,000
• Manufactured Home Dealer or Manufacturer — $30,000
• Additional Lot Location — $25,000

Bonds are issued on a two-year term and expire December 31st of each odd-numbered year. Premium rates start as low as $175 for a two-year term.

City of Oklahoma City Occupation Bonds

In addition to state requirements, the City of Oklahoma City requires its own occupation bonds for dealers operating within city limits.
These bonds protect consumers and ensure compliance with local city ordinances.

• Used Trailer, Used Auto, Salvage, Used Parts & Accessory Dealer — $1,000

These bonds are required for businesses that buy, sell, trade, or deal in used automobiles, trailers, salvaged vehicles, or secondhand auto parts and accessories within Oklahoma City.
Premium rates for this bond start at just $100 per year.

Contractor License Bonds

Contractors in mechanical, plumbing, electrical, and nonresident fields must post a bond to protect consumers.
If a contractor causes harm or fails to follow regulations, consumers can file a claim up to the full bond amount.
We help you meet these requirements efficiently.

State-required bond amounts regulated by the Oklahoma Construction Industries Board:

• Mechanical (HVAC) Contractor — $5,000
• Plumbing Contractor — $5,000
• Electrical Contractor — $5,000
• Cement / Concrete Contractor — $5,000 (varies by municipality)

All bonds must be continuous and payable to the Oklahoma Construction Industries Board, with 30 days’ cancellation notice required.
Premiums start at $100 per year.

Contract Bonds

These bonds guarantee that a contractor or business will fulfill a contract’s terms. This group includes:

• Bid bonds
• Performance bonds
• Payment bonds
• Maintenance bonds
• Supply bonds

By offering all types, we ensure your project is protected from start to finish.

Subdivision Bonds

These bonds ensure developers make off-site or public improvements in line with local specifications.
They are required by municipalities, counties, or state governments for public works.

Commercial Surety Bonds

We offer bonds that guarantee many non-contract business obligations. This includes:

• License and permit bonds
• Court bonds
• Miscellaneous bonds

These bonds ensure a licensed or permitted business fulfills its duties legally and ethically. With these in place, you build trust with regulators and clients alike.

Notary Public Bond

Oklahoma Statute §49-2 requires all notaries to file a surety bond as part of the notary commission application.
Effective January 1, 2026, the required bond amount increased to $10,000, valid for a four-year term.
This bond protects the public from errors or wrongdoing by the notary.

Premium rates start at just $50 for the full four-year term.
We make the process simple — bonds are issued quickly with minimal paperwork.

Process Server Bond

Under 12 O.S. § 12-158.1, any individual seeking a private process server license in Oklahoma must file a $5,000 surety bond running to the State of Oklahoma for faithful performance of their duties.
The bond is filed with the county court clerk and must be renewed annually.

Premium rates start at $50–$100 per year. No underwriting or credit check is required in most cases.

Security Guard Bonds — Armed & Unarmed

Oklahoma Statutes 59-1750.1 (CLEET) requires all security guards and private investigators to file a surety bond before obtaining their license.
Bond amounts are set based on license type:

• Unarmed Security Guard / Private Investigator — $5,000 | Premium starts at $50
• Armed Security Guard / Private Investigator — $10,000 | Premium starts at $100
• Security Guard Agency — $100,000

Before cancellation, the surety company must give CLEET at least 10 days’ advance notice.
We make the licensing process smooth and help guards and agencies stay compliant.

Court Bonds

These bonds ensure individuals comply with court orders. We provide:

• Probate bonds
• Fiduciary bonds
• Immigration bonds

Our experience with court bonds makes the process smooth and fast.

Trusted Across Oklahoma and Texas

At OKC Insurance Brokers, we proudly serve businesses across Oklahoma and Texas, including:

• Edmond
• Mustang
• Oklahoma City
• Piedmont
• Yukon

No matter your industry or size, we find the bond that matches your business needs.
Call us today or request a quote online to get started with a trusted surety provider.

Know more about us from YouTube, or contact us!