Protect Your Business with Commercial Insurance
Running a business involves risks like property damage and lawsuits. Commercial insurance helps reduce those risks and provides financial protection. Whether you run a small business or manage a growing company, the right insurance is essential.
What Is Commercial Insurance?
It includes various policies designed to protect businesses. It covers property, liability, employees, and even income lost during disruptions. With proper coverage, your business can survive and grow—even after setbacks.
Types of Commercial Insurance
1. General Liability Insurance
This policy covers legal fees, settlements, and medical expenses if your business is sued. It’s essential for businesses that deal with the public, clients, or vendors.
2. Commercial Property Insurance
Protects your physical assets such as buildings, tools, inventory, and furniture. It covers fire, theft, vandalism, and natural disasters.
3. Workers’ Compensation Insurance
Covers medical expenses and lost wages if an employee gets injured on the job. Most states legally require this policy.
4. Business Interruption Insurance
If a disaster shuts down your operations, this coverage pays for lost income and ongoing expenses. It’s ideal for businesses with physical locations.
5. Commercial Auto Insurance
Covers vehicles your business owns or uses for work. It includes liability protection in case of an accident.
6. Professional Liability (Errors & Omissions) Insurance
Protects you from claims of mistakes, negligence, or failing to deliver services. It’s crucial for consultants, lawyers, and other professionals.
7. Cyber Liability Insurance
Covers losses from cyberattacks, data breaches, and online fraud. It’s important for businesses handling sensitive customer data or digital transactions.
Why Commercial Insurance Matters
Without insurance, one accident or lawsuit could bankrupt your business. With it, you gain peace of mind and financial stability. You also meet legal requirements and build trust with partners, clients, and employees.
Get Tailored Coverage with OKC Insurance Brokers
Finding the right coverage can be overwhelming. OKC Insurance Brokers helps you compare plans from multiple providers. We match you with a custom policy that fits your industry and budget.
📞 Call us at 405-509-9433
📧 Email: info@okcinsurancebrokers.com
🌐 Visit: www.okcinsurancebrokers.com
