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Surety Bonds

Surety Bonds

What Is a Surety Bond? A surety bond is a legal agreement involving three parties: the principal (you or your business), the obligee (the party requiring the bond), and the surety (the company guaranteeing the bond). It ensures that the principal fulfills obligations set by the obligee. How Surety Bonds Work When the principal fails […]

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Commercial trucking insurance benefits

The Benefits of Commercial Lines Trucking Insurance

Commercial trucking insurance protects your cargo, finances, and legal compliance on every trip. Commercial trucking plays a crucial role in the American economy, moving billions of dollars worth of goods every day. As a commercial trucker, you must protect your cargo from unexpected accidents. Commercial lines trucking insurance meets this need. It offers tailored protection

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Unstacked Uninsured Motorist Coverage

Unstacked Uninsured Motorist Coverage: What You Need to Know

All drivers must have car insurance according to law. Still, there is a shocking number of motorists driving without coverage. In fact, one in eight drivers doesn’t have insurance, according to the Insurance Information Institute. Unstacked uninsured motorist coverage (UIM) can help pay for your damages if you’re hit by an uninsured driver. Here’s what

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general liability umbrella insurance for liability protection

8 Important Components of a Good General Liability Insurance Policy

If you own a contractor, manufacturer, or retail business, you run the risk that a client, customer, or competitor could sue you. If you aren’t protected by good general liability insurance, that lawsuit could get expensive, quickly. There are many ways that your business could end up in a lawsuit. From personal injury to reputational

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what is a surety bond

What Is a Surety Bond? Everything You Need to Know About This Financial Agreement

Are you looking to learn what a surety bond is? Well, you’re in the right place.  In premise, a surety bond is a legally binding document that is referenced between a bond issuer and an underwriter. The document itself sets various factors in stone, which are then legally enforced if the need arises. In this

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what does homeowners insurance cover

What Does Homeowners Insurance Cover? Your Complete Guide

With one in 20 insured homes filing a claim each year, it’s clear that homeowners insurance policies are crucial. Unfortunately, homeowners insurance still gets a rap as a “necessary evil.” Homeowners often find themselves persuaded into a policy as a requirement for their mortgage. They may feel unsure where to turn for unbiased information. And

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