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PROPERTY INSURANCE

The Benefits of Property Insurance Everyone knows that insurance is important, but not everyone knows why. In this blog post, we’ll be discussing the benefits of property insurance. Whether you’re a business owner or a homeowner, property insurance is an important investment. Not only does it protect your property from damage, but it also protects […]

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Surety Bonds

What are Surety Bonds and Why do You Need Them? A surety bond is a three-party agreement between you (the principal), the surety company, and the obligee. The obligee is usually a government entity that requires the surety bond as a condition of awarding you a license, permit, or contract. The purpose of the surety

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Unstacked Uninsured Motorist Coverage

Unstacked Uninsured Motorist Coverage: What You Need to Know

All drivers must have car insurance according to law. Still, there is a shocking number of motorists driving without coverage. In fact, one in eight drivers doesn’t have insurance, according to the Insurance Information Institute. Unstacked uninsured motorist coverage (UIM) can help pay for your damages if you’re hit by an uninsured driver. Here’s what

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general liability

8 Important Components of a Good General Liability Insurance Policy

If you own a contractor, manufacturer, or retail business, you run the risk that a client, customer, or competitor could sue you. If you aren’t protected by good general liability insurance, that lawsuit could get expensive, quickly. There are many ways that your business could end up in a lawsuit. From personal injury to reputational

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what is a surety bond

What Is a Surety Bond? Everything You Need to Know About This Financial Agreement

Are you looking to learn what a surety bond is? Well, you’re in the right place.  In premise, a surety bond is a legally binding document that is referenced between a bond issuer and an underwriter. The document itself sets various factors in stone, which are then legally enforced if the need arises. In this

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